I'm looking at this thread and scratching my head.
First of all, this is a 1996 model. That makes it 15 model years old. At an average usage of 50 hours per year, it should have around 700 hours on it. However, averages are worked out from figures that are higher and lower than the average so it is conceivable that this tractor does have only 453 hours on it or 32 hours per year, based on 14 years of use.
The phrase "lots of attachments" doesn't really ring all that true. What do we really have here?
Cab - let's be generous at $500.00
HH-34 three point - again- generous at $600.00 if sold on e-Bay as an individual item.
Snow Caster - $550.00
That works out to $1650.00, IF sold individually.
If we subtract that amount from the $3950.00 asking price, we are left with $2300.00 for the tractor with deck and PTO. That isn't an outrageous amount for a low hour 4020PS, which is considered by many to be the very best model Ingersoll made in the hand-control style. However....this is a "package deal" and package deals cannot be valued solely on the individual prices of the options and attachments. I have no quarrel with the asking price but there should be some room for movement because I don't consider $3950.00 to be a "fire sale" price. I'd look at it more like a fair asking price if it was sitting at a dealer. If it could be had for $3500.00, I would consider it to be "well bought" but once again, I am just one opinion in the crowd. For sure, if it is what the Seller says it is, then it's a sweet package and the rest is simply negotiation until both parties agree.
