In a hydraulic circuit, when energy is put into the system, that energy either does useful work, or is converted to heat. I think what Gator is saying is that on big equipment, operators intentionally put the system into relief to accelerate the heating. Of course, commercial operators want to get their equipment up to operating temps as quickly as possible. In our case, a little patience pays off.
For the loaders, after starting the engine, put the transaxle in neutral and the direction control lever to full forward (or reverse). Press down on the speed control pedal and the hydraulic fluid circulates through the system (and spins the drive motor). You might weight or clamp the pedal so you can walk away while the system warms up for a few minutes. Once warmed up, cycle the lift arms, bucket, and 3-point.
Once you are comfortable with how your tractor sounds and feels, you can tell by the pump whine (or jerky response to control inputs) when it is not warmed up properly.